In 2014, my boyfriend spent 6 months working in Europe.
Meanwhile, I was living in New York City, broke and borderline unemployed.
Was he supposed to pick up the tab to fly me out for a visit? Was I supposed to settle for a skype-only relationship while he was away?
No and no I concluded.
So after he left in January, I got to work – figuring out how to I was going to afford the cost of my now long distance relationship…
I had been trying to improve my earnings prospects well before the boyfriends departure, but suddenly not having 5-10 hours a week dedicated to ‘Netflix and chilling’ meant that all those at home date nights were now free for more hustle.
I was already frugal when the bf left town, but having a savings goal I actually cared about and wanted to achieve (more than tacos, lattes, yoga classes and anything else that might have previously posed a threat to my $$$) super charged my efforts
To avoid moments of weakness, I printed out a picture of Amsterdam and a picture of the boyfriend and put them both in my wallet wrapped around my cash and credit cards so I’d have to confront the potential trade off of not being able to visit any time I was tempted to spend on a non-necessity.
I knew all about flying for free with miles. My mom had racked up so many from her years of business trips that all of my childhood vacations were financed by miles. So I figured it was time to rack up some miles for myself.
I started researching sign up offers for credit cards to find which would reward me with enough miles to fly roundtrip to Europe. (Note: I did not have any credit card debt at the time, nor did I have a history of credit card debt. If you have either, forget travel hacking, it’s not worth it. BUT if you always pay your credit card on time and in full, do yourself a favor and start getting rewarded for it!)
That’s right, I came right out and addressed the reality of our now long distance relationship, and the associated costs.
We agreed that he shouldn’t foot the full bill for me to visit, but that we would share some of the expense because he didn’t have any breaks in his schedule to come visit me at home.
By the end of March, just a few months after his initial departure, I was on my way to Europe. And a few months after that, he returned home, our long distance relationship over, but our long-term relationship still in tact.
Between my work and the jobs of my past partners, I’ve probably spent a third of my adult life in some form of long-distance relationship. Anyone who has ever done the same knows that it’s hard hard work.
But what people don’t talk about is how hard it is on your wallet. Being in a long distance relationship can be draining – emotionally and financially!
Heads up: you will want to visit your love ALL THE DAMN TIME. Depending on where you both live, this might mean a car drive or plane trip – both of which cost money.
Most couples that live in the same country agree that 6-8 weeks is about the longest they want to go without seeing each other. If your sweetie is international, you may be looking at 3-6 month periods of loneliness.
Visits can also get very expensive when you factor in the restaurants and activities you might be planning to do together once you arrive.
Getting to see your loved once every month or six months also means that each time you visit, you are in an emotional place, which makes it dangerously easy to over-spend on ‘special’ moments.
This is the part where so many long distance relationships fumble. Too often, the financial burden of being apart falls onto one person in the relationship.
Or, even if both people are trying to pitch in, neither of them are talking about finances, and that creates resentment.
Make sure to talk openly and often about who is paying for what. It doesn’t have to be split 50/50. Maybe one person does all the flying and the other does all the paying.
Maybe you open up a joint checking account and each put 10% of your paycheck into it.
Whatever you decide – TALK ABOUT IT!
Expenses like taxi fares to the airport, a pet sitter to watch your dog when you’re out of town, and the PTO needed to keep taking Fridays off…it all adds up!
Remember the old phrase, Time is money? Apart from the physical cash you will have to spend, you’ll also want to consider the time investment a long distance relationship requires.
Time on the phone, time spent missing out on weekends with your friends, time away from your apartment, time away from your gym routine and time that could be spent focusing on your career.
Let’s do a quick calculation of what a real long distance relationship could look like in terms of what you can expect to spend over the course a year.
Sarah lives in San Diego, CA while Pete lives in Philadelphia, PA. That’s 2700 miles apart.
Total = $550 per visit, NOT including the costs of going out.
That’s $6,600 a year. Not pocket change by any means!
While the amount of money certainly can be worth it, it might be more than you want to spend on the cute guy at the bar you’re just getting to know.
Either way, doing the math gives you the opportunity to think through whether a long-distance relationship is really something you want, and can afford.
If you do decide to go ahead and maintain a long distance relationship regardless of the costs, keep these things in mind to help you save some money….
If you’re in love with someone who is hundreds or thousands of miles away, money probably isn’t top of mind. You’re counting down the hours until you’re next Skype session and thinking about how much longer you can stand to be apart. But taking an honest look at the finances (especially if this is a newer relationship) always helps put things into perspective, and can provide the motivation you need to get proactive about saving up for your next visit (if he really is the one).
Have you ever been in a long distance relationship? How did you handle and share the costs?