Dating and Money: How to Talk About Money In Your Relationship

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    Dating and Money: How to Talk About Money In Your Relationship

    1. Liz Milton says:

      Hi Stefanie
      What wonderfully tactful ideas you have given for dealing with the “awkward” money conversations every couple need to have.

      I really liked the way you dealt with what “commitment” means to different couples – and the examples of “money deal breakers” you give.

      Pinned to my Dating Tips for Women” board 🙂

      Liz 🙂

    2. “The talk” can definitely be awkward, but I agree it’s best to know what you’re getting into if you want to have a long-term relationship. I think at the beginning, especially if you’re going to a restaurant or out for drinks, paying attention to how they handle money (and how they treat the waitstaff!) helps provide important clues to their attitude toward spending.

    3. Chonce says:

      I agree about the talk. It was a bit awkward when I was dating my now husband, but it’s SO important to have. I was lucky to have someone who was willing to go on a debt-freedom journey with me, but it honestly would have been a deal breaker if he wanted to “live like everyone else”. I had goals to accomplish!

      • Stefanie says:

        Absolutely. I think a lot of the most uncomfortable talks we’ll have in our lives are also some of the most important – relationship talks, salary negotiations, end of life care decisions with family, etc.

    4. Anne Bak says:

      Yes, it is very important to talk about money in your relationships… Several of my failed relationships failed because of a very different perspective on money which at the end of the day is about how you use your resources and how you priorities. Luckily, I’m in a great relationship now where we easily can discuss money and how to spend them!!!

    5. Monntre says:

      It’s easy, really. Just be honest with what you want to do and spend on. For example, I remember when I wanted to experiment with bitcoins a while back and I told Judy (my partner) about my desire. She was okay with it as long as I used money that was not a part of our budgeting and financing calendars. I then had to sell my electronics at the pawn shop to start (LOL). But honesty is what worked for me, since we share our financials.

    6. Talking about money in a relationship isn’t very romantic, but it is VERY IMPORTANT! Thanks for the article.!!!!

    7. Michael says:

      Great Post! This is such an important topic and so hard for some people. For me it is definitely uncomfortable to talk about with my girlfriend but these points are a must! Thank you for this post!

    8. My fiance learned about my finances when I was featured on Dave Ramsey. That was a bit awkward but it’s one way to get it out there! Partners, be it spouses,dating, or engaged must be on the same page so communication about finances is an absolute must. Both must agree on a plan or there will be issues.

    9. George says:

      Very insightful advice. Money is a big determinant in the success of unions between couples and the topic should, therefore, never be taken lightly. You really brought the point home.

    10. […] I asked my fiancé how much the ring cost, and yes, he told me, because that’s how we roll. I’m not saying we don’t have our fair share […]

    11. Docupop says:

      Such great advice! This is normally such a big topic that gets avoided in most romantic relationships… but its so necessary! All sunshine gets dimmed with a few storms here and there!

    12. Great advice on talking about debt and finances early in the relationship … though these things may be a little wierd or uncomfortable, the longer term value is substantial. A good friend of mine never had the conversation with his girlfriend who eventually became his wife. He learned after the fact that she carried multiple credit cards with lots of debt (that she was unfortunately not paying). The early conversation would have been helpful in learning more about how each other manages their money.

      • Stefanie says:

        Yes! Your friend’s situation is exactly why these conversations are needed. They aren’t always pretty, but honesty is always the best way to approach all aspects of a relationship.

    13. backcountry says:

      Oil change coupons can be used to try out a repair shop and find out whether they are serious about customer service while spending the least amount of money.

    14. I would consider myself frugal, and this guy im seeing is so irresponsible with money *cringe*. This is a post sent from heaven, wish me luck!

    15. Docupop says:

      Nobody likes talking about money with their significant other… but we cannot avoid it, it is necessary! Amazing tips in this article for how to make this happen and keep everyone happy!! Thanks for sharing!

    16. The topic is unique and interesting its very important discussion to be made and embarrassing as well but you have explained it in a good way thank you.

    17. Yes, you should definitely discuss your finances prior to moving in. You should also spend time observing how the other person spends. Do they eat out allll the time, always want to spend money, doesn’t save much? It’s so important to learn these things in advance. If not, you’ll be so stressed in the future.

    18. Alessandro says:

      It may not be something we want to talk about, but it’s something that we have to do!

      I hope to talk money with my long-term girlfriend, but I’m not sure how she’ll take it.

      I hope we can get on the same page! I’m hoping to use your article (and pretty much the rest of your site) to convince her!

      Thanks in advance

    19. Zoe Campos says:

      I definitely agree that promising commitment to a person also means that you are trying to involve him in your financial matters. My partner and I have been together for 7 years already and although discussions about the future have been made, we haven’t really finalized it yet. It might be a good idea to take some time off this weekend and talk about the modular home we’re thinking of purchasing years ago.

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