Join my free week-long                   to stop stressing about your money and start taking control of it.

    66 Ways to Save Money in New York City

    1. Natalie @ Financegirl

      September 28th, 2015 at 7:58 am

      Whoa these are great suggestions. I personally like the idea of having my groceries delivered! 🙂

    2. Stefanie

      September 28th, 2015 at 9:01 am

      Right? I got the idea from “Our Freaking Budget”- I really need to try it for myself!

    3. Holly@ClubThrifty

      September 28th, 2015 at 8:37 am

      It’s great that you’ve found so many ways to make it affordable! It just goes to show that there are ways to save if you’re willing to look hard enough.

    4. Stefanie

      September 28th, 2015 at 9:01 am

      11 years later, I’m finally figuring this city out 😉

    5. Jim Wang

      September 28th, 2015 at 9:39 am

      I spent a summer in college working at a startup down on Wall Street and the sticker shock on *everything* was amazing. You can take many of the ideas you listed and apply them anywhere too – I can’t wait until our kids are ready to go to a baseball game because we have two minor league teams near us in Maryland that I’m dying to take them too.

    6. Stefanie

      September 28th, 2015 at 9:43 am

      Yeah, Wall Street isn’t exactly the most budget friendly place in town 😉 I used to go to minor league games growing up in CT too! Lots of fun, far less crowded and cheap!

    7. Seraphine @ Gathering

      September 28th, 2015 at 9:39 am

      All great tips! Fortunately or unfortunately, millennials like us are funneled into jobs in these amazing, but expensive, cities. Any ways to save are definitely worth hearing about!

    8. Stefanie

      September 28th, 2015 at 9:45 am

      It’s always a delicate balance between the higher paycheck and the higher cost of living. I wrote about this for Personal Capital (

    9. Michelle

      September 28th, 2015 at 10:06 am

      I love this list and am adding go to Governor’s Island on the free ferry and hang out on the High Line! I love NYC.

    10. Stefanie

      September 28th, 2015 at 3:16 pm

      Thanks for the adds! I’m hoping to grow this list, so I’m writing those down 🙂

    11. Brian @DebtDiscipline

      September 28th, 2015 at 10:56 am

      Great tips Stefanie. My niece just moved into the big Apple, landing her first job out of college. I’ll be sure to share.

    12. Stefanie

      September 28th, 2015 at 3:15 pm

      Thanks for sharing Brian. I wish I knew all this when I started out.

    13. Hannah

      September 28th, 2015 at 10:57 am

      A good friend has been living in Brooklyn for about three years, and she likes to say that New York is cheap except in the winter. Then you have to pay to escape your closet sized apartments.

      Great tips on keeping things frugal!

    14. Stefanie

      September 28th, 2015 at 3:15 pm

      Haha, summer definitely has A LOT more freebies, but there’s always Netflix binging for the cold months 😉

    15. Melanie @ Dear Debt

      September 28th, 2015 at 1:39 pm

      Great tips! You’re making me miss NYC so much…I really want to move back at some point 🙁

    16. Stefanie

      September 28th, 2015 at 1:54 pm

      You can come hang out with me any time 🙂

    17. Michelle

      September 28th, 2015 at 3:03 pm

      Great post! I would love to visit NYC one day!

    18. Stefanie

      September 28th, 2015 at 3:14 pm

      I can’t believe you haven’t been. Get that RV up here 🙂

    19. Jess @ Best Credit Cards Canada

      September 28th, 2015 at 3:18 pm

      I don’t live in NYC but I found this applicable to a lot of big cities. It is great! I live in the biggest city in Canada and I follow most of these tips and they make a huge difference. I know you mentioned Citibike but I would recommend buying a bike of Kijiji for a one time cost and riding everywhere!

    20. Stefanie

      September 28th, 2015 at 5:35 pm

      Yes- buying a bike can be a huge money saver (as long as it doesn’t get stolen 😉 )

    21. Sarah

      September 28th, 2015 at 7:40 pm

      Hi Stefanie!!

      These are great tips! And you can definitely apply them to most cities, which I love! I would love to visit NYC one day, and now that we’re living on the East coast, I think it just might happen 🙂

    22. Stefanie

      September 29th, 2015 at 9:19 am

      It’s a REALLY quick trip from Charlotte 😉

    23. Kalie @ Pretend to Be Poor

      September 29th, 2015 at 7:38 am

      What a great resource! And so many of these can apply anywhere, such as getting services done by students, using the local library, or going out for lunch instead of dinner. We like to get Chinese take-out at the lunch special prices and save it to reheat for dinner.

    24. Stefanie

      September 29th, 2015 at 9:20 am

      Love when delivery or dining out lasts for two meals!

    25. Shannon @ Financially Blonde

      September 29th, 2015 at 10:49 am

      This is an EPIC list and I love it!!! I am sharing it with all of my NYC clients. I’m tired of seeing so many charges for Uber, Seamless and bar tabs gone wild.

    26. Stefanie

      September 29th, 2015 at 11:21 am

      Thanks Shannon 🙂

    27. DC @ Young Adult Money

      October 1st, 2015 at 8:41 am

      What a monster list! This is something I will definitely refer friends to who move to NYC. It’s incredible how many ways you can save money, even in such an expensive city.

    28. Ramona

      October 3rd, 2015 at 8:22 am

      Our friends have a stunning house in Queens and it’s easy to get to Manhattan. The costs of living there are shockingly smaller, another friend is renting in Manhattan and the prices they pay there are absolutely crazy. We stayed in NYC for 18 months and living in Queens was amazing.

    29. Mel

      October 3rd, 2015 at 1:56 pm

      Love 11-14 – so practical and so necessary! Thanks for including me in the roundup!

    30. How to Make More Money

      October 5th, 2015 at 9:03 am

      […] frugality has served me well. It’s allowed me to live on a budget in one of the most expensive cities in the word. It’s afforded me the opportunity to follow my dreams of professional acting and […]

    31. The Complete Guide To Making More Money - Personal Finance Syndication Network

      October 5th, 2015 at 4:31 pm

      […] frugality has served me well. It’s allowed me to live on a budget in one of the most expensive cities in the word. It’s afforded me the opportunity to follow my dreams of professional acting. […]

    32. Cheaper In New York

      October 12th, 2015 at 6:31 pm

      […] Public Freebies.  Take advantage of all those city taxes you pay.  Visit the parks, take a ride on the Staten Island ferry, and attend the free movies, classes, and exhibitions.  Check online for weekly updates at or  My personal favorite for site for staying up to date on the daily free and affordable offerings in NYC is the skint. * For savings on the day to day expenses of living in NYC, be sure to check out the full guide – 66 Ways to Save Money in New York City. […]

    33. How Much Do You Need to Live in New York City?

      November 26th, 2015 at 3:41 am

      […] Related: 66 Ways to Save Money In New York City […]

    34. Ed

      January 24th, 2017 at 3:56 pm

      Great post! Though you did not mention saving on utilities, like phone or energy. For phone, people could take advantage of the cheap plans from companies like Republic Wireless or Ting. Comparacing or various plans available here: Clark. For energy, sites like Choose Energy or PowerSetter offer comparing service for alternative suppliers that can reduce energy bills in NYC.

    35. Stefanie

      January 24th, 2017 at 3:59 pm

      Absolutely. Always a good idea to save on the essentials!

    36. Richard

      April 5th, 2017 at 3:00 am

      Awesome suggestion for save money for online shopping . thank you very much for share this article with us . it will be help !

    37. Rafiki

      August 2nd, 2017 at 4:09 am

      awesome post for those people wo dont really know like me.
      NYC is awesome anyway, i hope one day i can visit that city

    38. Paying Off Debt While Living in New York City (It can be done. Here's How.) - Financial Best Life

      March 15th, 2018 at 2:59 pm

      […] 66 Ways to Save Money in New York City [Stefanie O'Connell], How to Save Money by the Time You're 35 in NYC […]

    39. Question Everything with Stefanie O’Connell | PT Money

      April 5th, 2018 at 2:29 pm

      […] 66 Ways to Save Money in NYC […]

    40. 33 Budget Travel Tips to See The World On The Cheap

      June 25th, 2018 at 8:32 am

      […] (If you’re visiting in New York City, check out items 24-49 of my 66 Ways to Save in NYC) […]

    41. How to Save Money In New York City - All About

      May 14th, 2019 at 6:36 am

      […] high – but since when did you want to be average (or stupid)? – Stefanie O’Connell stefanieoconnell…. personal finance tips, personal finance organization #personalfinance Personal Finance Tips,Finance […]

    Leave a Reply

    Your email address will not be published. Required fields are marked *

    This site uses Akismet to reduce spam. Learn how your comment data is processed.

    latest posts

    Why I’m Not Having Bridesmaids at My Wedding

    4 Ways to Buy a Home When You Don’t Have Enough of a Down Payment

    What My Good Credit Got Me (& What It Can Get For You)

    3 Reasons Your Money Habits Are Failing You

    Top Picks

    Dating and Money: How to Talk About Money In Your Relationship

    55 Ways to Upgrade Your Lifestyle on a Budget

    33 Travel Tips For Traveling the World on a Budget

    4 Ways to Budget With Inconsistent Income

    5 Money Mindsets That Are Keeping You Broke

    what's next





    Download this worksheet to start sharpening your negotiating skills.

    Learn how to start. Even when you feel broke.

    Try these 5 strategies to help you stop buying stuff you don’t need.

    This cheat sheet will show you how to talk about money at every stage in your relationship.



    watch the video

    READ the post



    on Instagram