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    6 Ways to Make Saving Money a Habit

    1. Rachel @ The Latte Budget

      July 5th, 2016 at 1:15 pm

      Having my savings on auto-pilot is a life saver. I was surprised how quick and easy it can add up when you aren’t messing with money!

    2. Stefanie

      July 5th, 2016 at 1:50 pm

      I’d always been nervous about automating savings because my income is so irregular, which is why Digit is such a fab tool for me. Automation without the worry of overdraft 🙂

    3. Natalie @ Financegirl

      July 5th, 2016 at 4:58 pm

      Oh my goodness!! 37% for $1,000?! That is so horrible!! 🙁

    4. Stefanie

      July 5th, 2016 at 4:59 pm

      It’s super scary, right?

    5. Millennial Moola

      July 6th, 2016 at 12:19 am

      I like the idea of using automated savings programs. Just send $100 each paycheck to the credit union and don’t touch it. That’s as habit forming as it gets

    6. Stefanie

      July 6th, 2016 at 12:48 pm

      Automated savings are great when you have a steady paycheck. I’ve always struggled with creating a system for my piecemeal pay.

    7. giulia

      July 6th, 2016 at 9:12 am

      I like this post and I am completely agree with it but sometimes isn’t so easy save money, for example I had unexpected bill for car repair this week, thanks to my savings I paid it cash but for this summer I am trying to save more looking for new side hustle covering weekly expenses with dog sitting income and put the rest of money between my bank account (for automatic payments) and a determinated weekly amount in my travel mug-piggy bank to treat myself with a little holiday in the end of summer:D

    8. Stefanie

      July 6th, 2016 at 12:50 pm

      It can definitely be a challenge. Make sure you’ve got some emergency savings in addition to savings for goals. That will help cover the costs of those nasty unexpected expenses like car repairs without having to stress about relying on credit.

    9. Holly Johnson

      July 6th, 2016 at 12:42 pm

      Our monthly budget is what helps us keep up with our good habits. It’s easy to let life get in the way and your goals fall to the wayside if you don’t have a system in place!

    10. Stefanie

      July 6th, 2016 at 12:47 pm

      Yes! The zero sum is SUCH a powerful tool!

    11. Michael @ Super Millennial

      July 10th, 2016 at 8:25 pm

      Automating is a huge key for me, making sure I have money going straight to my 401K (before I see it) and then automating additional for my ROTH IRA has made all the difference. Like you said its easy to see it in your checking account and test the willpower instead of saving/investing. Also terrifying stat on the emergency fund….37%????

    12. Stefanie

      July 11th, 2016 at 10:58 pm

      SO many terrifying stats. The automation is awesome. I was always jealous of people with 401ks 😉

    13. Jess @UsedYorkCity

      July 28th, 2016 at 12:27 pm

      Automatic transfers are totally what made my savings account grow. I also keep a jar of all my loose change and then take it down to the CoinStar machine every few months to exchange the coins for an Amazon gift card, it’s amazing how quick it can add up.

    14. How to Live Within Your Means Without Feeling Limited

      March 3rd, 2018 at 10:27 am

      […] trims, like avoiding fees and shedding expenses that no longer serve you can help you bank an extra couple hundred bucks (or more) each […]

    15. Saving Money: Is A 10% Savings Rate Really Enough

      March 4th, 2018 at 10:04 am

      […] such cases, establishing (or re-establishing) the habit of saving is more important than the actual amount you […]

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