10 Simple Ways to Stop Buying Stuff You Don't Need

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    How to Stop Buying Sh*t You Don’t Need

    1. Marnie Schember says:

      I have a question. I am a stay at home mom. My husband makes a pretty decent salary, so how do I apply the “how long will I have to work to pay for it” rule? Just plug in how many hours he work rule? My problem is that I don’t ever think about it because he does make a decent salary, so there is always money there???? I have a horrible time with impulse buys. But immediately after I am consumed with guilt. Unfortunately to not enough guilt to return the purchase. It’s putting a strain on our relationship and I’m just really tired of not being able to control myself. Any suggestions for me
      Thanks

      • Stefanie says:

        Hey Marie, In addition to implementing some of the other tips like the 24 hour hold policy, keeping away from temptation, practicing gratitude and unsubscribing from tempting email offers, maybe you can speak to your husband about how you feel, and the two of you can come up with a budget for each of you to spend on “fun/ personal stuff” each month. You can then use a prepaid debit or gift card with that amount for the month. When you have a set, self-imposed limit, every purchase suddenly has you considering the opportunity cost of what else you might want to buy with that money, providing an additional moment of pause before every purchase.

      • Ashley says:

        I use my husband’s hourly salary. He has a very dangerous job so it really helps!

        • Stefanie says:

          Oh yeah, an hour of dangerous work definitely has a higher premium. Takes the “is it worth it” question to a whole new level.

    2. SMW says:

      Great ideas. I think avoidance is the greatest tool to not spending. If you’re busy in your life then you have no time to spend, nor do you think you’re missing anything that needs to be purchased. Being happy and busy is the best option. And busy doesn’t mean being stressed, but rather it means being busy and contented.

    3. […] Related Reading: How to Stop Buying Stuff You Don’t Need […]

    4. […] put into action right now, and this is important. There are a lot of factors to keep in mind, but cutting out the non-essentials can make such a big difference, and will actually most likely save you more money than you might […]

    5. […] do some research. Look at your bank statements and find out whether you’re spending cash on things you don’t use – like forgotten about gym subscriptions or a telephone line that you haven’t touched […]

    6. […] Stop Buying Stuff You Don't Need: Tips for minimizing your spending […]

    7. […] you have a tendency to buy a lot of stuff that you don’t really need, it’s important that you change your habits as well as clearing out your […]

    8. […] is also always wise to ask yourself whether it is something that you really need. We can so often be tempted to buy something because it has been massively reduced and seems like […]

    9. […] There are a lot of great articles about how to stop shopping, check this one out for more inspiration.  […]

    10. I remember, I saw a movie a few years ago, named “Confessions of a shopaholic.” That movie was all about this concept that you have shared, but I was too young at that time, so I didn’t bother. Lol! I am still a die-hard fan of shopping, and now, I literally need to get back on track, so this article of yours has given me handy ideas to tackle the situation. Wish me good luck.

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